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Reasons to remain married or get a divorce

When married Kentucky couples who have children are contemplating divorce, the biggest concern that they may have is how the children will handle it. Couples on the edge of a divorce have several factors to consider, especially if they are concerned that getting a divorce may not be the right choice where the children are concerned.

There are several reasons parents may want to stay in the marriage. For example, the couple may still be trying to repair the marriage. This takes time and a lot of work. However, there are couples who are able to strengthen their marriage and ultimately stay together. Another reason is that some couples are simply better off together than when they are apart. Some parents understand the potential effects of a divorce on the children and may wish to wait until the children are no longer living at home.

The different ways to settle a divorce

For Kansas residents, filing for divorce may be a painful process. This may be true whether a person opts for mediation, a collaborative divorce or litigation. Regardless of how the end of a marriage is handled, the first step is to actually file for divorce.

This means filing paperwork and serving those papers to the other spouse. In certain cases, it may be possible to file a no fault divorce, which means that there is no legal reason given for the split. The next step is to respond to the request for a divorce, and at this point, it may be a good idea to speak with an attorney. After the response comes the negotiation portion of a divorce.

Age, education and attitude influence chances of divorce

Social scientists have identified a variety of demographic factors and behaviors that increase the likelihood of couples getting divorced. For example, a newlywed couple in Kansas that displays affection frequently could actually see the romance fizzle more often than their less affectionate counterparts. The results from a 13-year study of 168 couples showed a higher divorce rate among the people who had started out with intense passion.

People getting married in their teens or after their mid-30s choose divorce more often than people who launched their unions during their late 20s or early 30s. Age differences between spouses revealed divorce trends as well. People with a one-year age difference have a 3 percent higher chance of divorce than spouses of the same age. A five-year spread worsens the probability of divorce by 18 percent. A divorce becomes 39 percent more likely between spouses with ten-year age differences.

Tenant disputes could arise even with a lease agreement in place

Most Kansas residents enter into various agreements throughout their lives. Sometimes, the agreements are casual enough that you may not even consider the fact that you made an agreement. On the other hand, some arrangements may need a more formal approach, and if you are considering becoming a landlord, having a lease agreement could work in your best interests.

Renting out residential or commercial property can offer you a way to earn a relatively passive income. However, being a landlord can come with its own challenges, and you certainly want your tenants to understand the terms of your lease agreement. Though verbal agreements may stand in a variety of situations, in order to better protect yourself, you may wish to create a written document.

Studies find stability in relationships begun online

While some Kansas residents may have heard that online dating is mostly for casual relationships, studies actually show that relationships that begin online may be more stable and long-lasting than those that do not. Two economics professors used modeling to predict how relationships starting online would progress compared to those that started offline and found that the ones starting online lasted longer.

This modeling is supported by research on actual couples. A study published in Proceedings of the National Academy of Sciences found that fewer than 6 percent of the couples in its research who met online split up compared to more than 7 percent of couples who met offline. Furthermore, the separation and divorce rate for those who married was only around 7 percent compared to a national divorce rate of 40 to 50 percent.

Factors the increase the risk of divorce

Although making a marriage work can be difficult for Kansas couples, there are some risk factors that may make it more difficult for some than others, according to a variety of studies. Although many of the factors are out of both individuals' control, taking steps to strengthen the relationship may help it last.

Those who married in their teens and early 20s were more likely to get divorced than those who married in their late 20s or early 30s. Further, those spent more than $20,000 on their wedding were more likely to get a divorce than those who spent less. Those who spent less than $1,000 on their wedding were the least likely to get divorced. According to the Centers for Disease Control and Prevention, those who waited at least eight months after their wedding day to have a child were less likely to get divorced than those who did so right away.

When divorce is the right choice

For couples in Kansas, choosing to divorce can be an extremely difficult decision. However, there are certain situations in which getting a divorce may be the only choice for individuals who want to make sure that they and their children are able to live a fruitful life.

Situations in which a spouse has an uncontrollable addiction might be untenable. It can be difficult for one person to see the effects that an addiction to alcohol or drugs can have on the other party. If the affected spouse has been asked multiple times to get treatment and has refused to do so, the only option the other spouse may have is to leave, regardless of how much sentiment they have for their husband or wife.

Divorce, older adults and protecting retirement

Kansas residents who are 50 and older might be more likely to get divorced than their younger counterparts, and they may be more likely to do so than others in their age group were in previous decades. So-called "gray divorce" has doubled since the 1990s, and although the rate is dropping overall, this is not the case among older adults. Unfortunately, because this age group is closer to retirement, there is less opportunity to recoup losses from a divorce.

Financial errors made during the divorce may compound these losses. For example, some people may make an emotional decision to keep the home. However, it could be difficult to pay for the mortgage and upkeep on a single income. Furthermore, a person's circumstances could change after the divorce so the home is no longer affordable. Selling the home presents financial challenges as well since it may be necessary to pay for inspections and upgrades to prepare the home for the sale.

Possible financial pitfalls in property division

People in Kansas who are getting a divorce can avoid some common pitfalls involving finances. One error is not getting life insurance on a spouse who pays child support or alimony. This can be an important protection if the spouse dies and that income is no longer available.

Many other common mistakes are related to property division. In a divorce, one person will often decide to keep the home and let the ex-spouse keep an asset of equal value. The trouble with this is that in valuing the two assets, the person might not take the cost of upkeep on the home into account. Therefore, a retirement or brokerage account with the same amount of cash in it as the home is worth may actually be more valuable. Another common error that can be made around home ownership is failing to consider whether the mortgage and upkeep of the home is manageable on a single income.

When business agreements are broken

The days of a handshake and the bond of one's word are long gone in most business arenas. Even in your small business, you probably found out quickly that an agreement made without a contract is often an agreement that doesn't exist. It's not that people are dishonest; it's more that people don't always understand the terms they agree to. Sometimes the circumstances change, and without a written agreement, it may be difficult to alter the terms fairly.

You would think that having a written contract would dispel the chances of disputes over expectations. This is not always the case. Contracts don't necessarily prevent those disputes, but they may provide proof that you are acting with good faith according to the agreement.

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